Business Loan

Opting for cash out refinancing is one method that I would recommend to someone that is serious about building out their real estate investment and property portfolio. You are able to take out a new mortgage with a principal that is larger than your current mortgage. Many a person has been able to do this and get a lower interest rate and with the added bonus of getting the cash they need for their investment venture.

The home equity that we have in our possession is really the part of our home that we own. This is built by the payments that we make to our mortgage and through the appreciation of the value of our homes. This means that our home equity is often trapped and unavailable to us unless we take home equity loans or refinance our mortgage. Cash out refinancing allows us to access this equity. We are able to use this cash from the equity that we get and reinvest it into our property portfolio.

Broken down simply in the form of an example we will see how the equity is made available. Let us say that you own a home and that it is mortgaged to the sum of $200,000 and you have repaid a certain amount. Let us say that that amount is $100,000. Then you have available to you a sum of $100,000 for equity and this is money that can be utilised for your investment.

You can take the option of cash out refinancing by getting a new mortgage for your home to the original value. This means $100,000 is given to you in your hand for whatever purpose and you may have a lowered mortgage payment as well. There are many factors that will make this option a desirable one for you and you must evaluate the market circumstances as well as the personal situation that you are faced with and the purpose for which the money is intended.

Interest rates on mortgages fluctuate from time to time and it is important that this be considered as well as other factors. It can be simple for you to reach for the option of refinancing when interest rates are low but there is a factor of the expenses to consider before this is thought worthwhile and as such a balance is needed in this decision between where it is viable to refinance or not viable as the case may be.

It is up to you to do the necessary research and determine the feasibility of the option to your circumstances. The circumstances on the market will also influence the benefits or disadvantages of this type of refinancing and all this has to be considered in the decision making process. It is no easy decision to decide to refinance your property so ensure that you are fully capable of meeting the payments required and that there is little chance that you will be unable to do so. Only opt for a refinancing plan that meets your budget.

One of the most important things in order to start a business is a plan. Why? This is because more than 85% of those who invested fail with the inclination that money is all that is needed.

Having a good business plan is like building a house using bricks instead of sticks. This will have the vision and objective of the company, how much is needed, the sales projections and the return of investment.

This will serve like a guide to be able to foresee certain problems and have contingencies in place to deal with it.

Of course, the entrepreneur will still have to worry about money. But a sound business plan will surely invite a venture capitalist. This individual could either work alone or is a part of a bigger organization.

Maybe the person has no time to do it but sees the entrepreneur thinking in the same direction and will like to see how this turns out. Since most startups are risky with the possibility of failure, this individual will also like to play an active role in the business.

The venture capitalist is usually someone who is familiar with the industry that the entrepreneur wants to engage in. This means that person may know the ins and outs so that mistakes can be avoided and surging the business forward.

Where does the person find the person or the company? The entrepreneur can start by asking some friends or those at work should this by the step towards leaving the regular job and spending more time in this endeavor.

After getting a few references, it is time to write a letter together with the business plan to give the prospective investor what this is all about. A formal meeting will usually take place after that and if everything goes well, then the money will start pouring in.

Venture capitalist companies have helped a lot of starters in the information technology industry. The same thing can happen for the individual regardless of the field one is coming from because there are people out there who have the money and are just waiting for the right opportunity.

Does the individual have what it takes to come up with a business plan and then sell it to someone who has the money? That is going to be the question the entrepreneur has to ask oneself because these the venture capital company will also be reviewing other proposals with the same promise of returns.

Do you like skating on thin ice? Do you leap before you look? I thought not. As an investor you make careful assessments before putting in your hard earned money. Yet you may be missing an aspect that can mean the difference between success and failure. The ability of a business to cope with disaster.

No doubt you perform the usual checks; financial audit, assess the people and evaluate the market. All well and good but meaningless if the business cannot survive what life throws at it. Let's leave tornadoes and terrorism for the moment and think about the mundane disasters that force thousands of businesses into oblivion. The weekend leaks, the staff that suddenly quit, the suppliers that only supply excuses. The neighbouring business from hell. The equipment that breaks when the big contract is due.

Some people still believe that insurance will make it all okay. The more battle weary among us know that when the insurance cheque finally arrives it cannot mend a ruined reputation, it won't make disgruntled suppliers agree to supply again and it won't stop competitors pouncing on misfortune.

At this point I could bombard you with the oft quoted statistics. Along the lines of "..one in five businesses suffer a major disruption every year blah blah". I won't bother. Harsh as it sounds who cares what disasters befall other businesses? You need to ensure that your investment is safe. Besides which if you want to worry just read any newspaper and imagine the business tragedies unfolding behind the big accident, the crime scene, the protracted roadworks or the boom in the Asian economies.

So the wise investor seeks a resilient business. A business that says "yes we got flooded at the weekend...but we have arrangements to work elsewhere, back up equipment in place and our staff know how to re route orders. It is not a problem". Such an operation brings to mind a spider's web. Bits can break but it still works. As opposed to many businesses which are more akin to a house of cards.

How do you start assessing how well a business has prepared to cope with disruptions? Such discussion often goes under the banner of "business continuity planning". However this is a term that has suffered from over association with the IT side of things. (Borne out of the Y2K issue.) A more holistic approach to assessing business resilience will cover what the business is doing to protect and plan for disruptions to all its key resources. Some examples being;

• People – is their knowledge captured or does it leave with them?


• Information – are copies usable and secure?


• Telecomms – if the phone line was cut how will customers reach you?


• Reputation – if the media wanted answers what would you say?


• Premises – what happens if the access road is blocked?


• Equipment – have you tested using the alternate kit?

Of course business continuity planning is not all gloom and wringing of hands. The resilient business has the satisfaction of telling customers about how they will deliver come hell or high water. "Oh and by the way, what have the competition said in that respect?". Imagine throwing that card on the table to tip the negotiations.

Speaking of negotiating tactics, a wise investor who uncovers concerns about the resiliency of a business can can add a whole dimension to the deal talks. It goes without saying that the amount you invest must reflect the level of risk you are taking.

As an investor you can bring many things to the table. Next time go armed with the right questions and an appreciation of the importance of business resilience. So that whatever decisions you make, avoid investing in disaster.

With an insecure occupation market, overworked employees,
deficient retirement nest egg and parents wanting the
option to remain home with their kids, it is not
surprising that many people are taking the leap
into online business opportunities.

The need to make a secondary income is a smart
move for people who acknowledge the hazards associated with
the traditional occupation market. However, there are
questions: What are some of the options out there? And
how can you avoid losing money to ‘get rich quick'
strategies or unproved business ideas?

"You Desire to Make Money On the Internet? Get In Line"

The truth is there ARE many options for you. In
fact, you may have got had the typical learning experience
of many who are exploring the touted ‘gold rush' of
online income opportunities. Many systems that are
promoted necessitate a learning curved shape that tin cost more
than an individual tin afford, in time, money and
energy.

Another problem many brush is the need to
put in product, make a marketing system, and
vie with the many other online enterprisers that
are selling the same or similar products.

Regardless of your experience, however, there is
an option that is making it possible for ordinary
people to master a business that takes these
obstacles. Mothers, people and even graduates looking
for work can pass respective hours online and convey home
a existent income.

"Money Makes the World Go Round"

I certainly don't tout this as a personal
philosophy. In fact many who look for online income do
so because they are concerned about quality of life,
not possessions. But the fact stays that money
exchanges custody every twenty-four hours and this makes indeed do the
economic system move.

Consider what many would see to be a safe
system of funding your future: investments. Regardless of whether you put in existent estate, art,
old-timers or any other valuable, you number on the return
being greater than the investment.

Take a expression at this from another angle: investing
in stock is an investing in a valuable that you
expect trading at a greater value. Without
knowledge of how the stock market works, many would
admonish against this as a dangerous and risky move.

However, with the proper training, many ordinary
people have got learned a procedure that allows them to
merchandise within a few hours, make astonishing income, and do
so without the hazard and cost involved in typical
trading.

Imagine the possibility of making $1100 in profits
in under an hour. Imagine $3000. I can turn out it can be
done. What amount of merchandising would you have got to make with
M.L.M. Oregon information merchandises to accomplish consequences like
that? How much clip would you need to put in
creating an effectual marketing campaign? What if you
didn't have got to make either? Would you desire to cognize how?

"Is This Something I Could Do?"

Absolutely! The ability to take advantage of stock
market fluctuations may look like the complicated
procedure that lone a university educated alumnus could
achieve. However, with the proper training, you could
learn to twenty-four hours trade using a simple expression that anyone
can master. I cognize what I'm talking about here; in
fact, my ain background was in building - a far cry
from Wall Street!

Unlike other businesses, the benefits of learning
to twenty-four hours trade can be set to work immediately. With a
little instruction and knowledge of how the system works,
twenty-four hours trading goes a low hazard option that tin be
extremely low-cost and easy to execute.

If you are like many others, you don't desire to
blow another dollar or hr on learning complicated
programs that neglect to deliver. Day trading intends no
more than fusses with marketing, clients or products. In
fact, with the proper training, you can be making net income
80-95% of the time. You simply follow the advancement of
the market for a few hours and enactment when you see the
ideal scenarios. Sound simple enough?

Understanding why some people make money and
others don't is the cardinal to avoiding costly pitfalls in
any business. With the proper knowledge and support,
twenty-four hours trading can be the smartest move towards financial
independency that you can do today. Can you afford
not to see this?

Please ticker for my adjacent article “Day Trading: Is
This The Perfective Home Business?” for more than information
on this exciting business.

Ever wish that, as a business owner, you knew exactly what would raise "red flags"
at
the IRS? Or how to do an Internal Revenue Service audited account travel as smoothly and painlessly as possible?

If you're in the right type of business, you can get that information, directly from
the IRS!

Traditionally, Internal Revenue Service testers have got been responsible for auditing many types of
businesses. An tester might scrutinize a grocery shop store 1 hebdomad and a building
company the next. A batch of the examiner's clip was spent learning about the
business.

To better efficiency, the Internal Revenue Service launched the Market Section Specialization Program
(MSSP). Examiners now concentrate on specific types of businesses. To assist the
testers
understand each type of business, the agency have developed preparation guides,
called “Audit Techniques Guides.” The ushers explicate the criterion patterns for the
business, and state the testers exactly where to look for possible problems. (For
example, auto repair stores sometimes don't report the parts they have got in stock as
inventory.)

The Internal Revenue Service have developed Audited Account Techniques Guides for tons of business types,
ranging
from pizza pie stores to major conference athletics franchises. In addition, there are ushers
that deal with specific business practices, such as as executive director compensation,
shareholder loans, or stock based compensation.

You can download the ushers
directly from the Internal Revenue Service website. There are other land sites that administer the ATGs as well,
and some of them look to have got guides, perhaps a small out of date, that don't
look on the Internal Revenue Service website. Simply search the web for Internal Revenue Service Audited Account Techniques Guides
to happen a list!

If you are looking out for a small grant to get your business up and running just like many other small business owners you would indeed be thankful for learning about how a small business grant is given, or find help to make your business grow exponentially. The government is ready to dispense with grants for almost every reason and in this regard getting a business grant is a very common occurrence.

Most people would like to start up a new business though they may not have a good idea about how to fund it and this is one reason why they may not be able to get their business ideas turned into reality. The small business grant is meant to the business owners that can demonstrate a solid layout of their business plan as well as provide information about the expected returns that they hope to get from their proposed business venture.

If you want a better chance of getting a business grant then make sure to develop a very detailed business plan, which will help to further your chances of getting the business grant. The other half of the equation is to make sure what the business start-up grant is and getting yourself pointed in that direction.

To learn more about the small business grant you should check out The Small Business Administration which, though it does not offer grants or helps expand your business, will help you get connected with the government resources required.

Another helpful place is Grants.gov where you will be able to find as well as apply for over nine hundred individual grants from more than twenty government agencies. Finally, you can check state economic development agencies where each agency will hand out grants. These agencies can be found in different states though the Department of Commerce as well as Economic Development Agency which are entrusted with giving out business grants.

When thought about the investors business day-to-day duties in today’s market environment, the best redress for this state of affairs is for you to get more than involved in your ain investment decisions.

The problem is that most individual investors make not have got got the knowledge, resources, or clip to pass doing their ain research, stock selection, execution, and place management.

The development and enlargement of the internet have solved portion of this problem in that the internet now supplies timely information and resources, right at the fingertips of the individual investor.

Your investors business day-to-day reports should have Earnings reports, income statements, balance sheets, charts, graphs, research, confabulate rooms, and even chief executive officer picture conferences are easy to obtain online. Now, investors have got all the tools necessary to do their ain decisions.

However, for many the problem still exists. Why? Because, all the tools in the human race are no good to you, if you don’t cognize how and when to utilize them. The truth of the matter is that most investors are not qualified or properly trained to construe the usage of these tools, and are therefore sick equipt to utilize them in making their ain investing decisions.

So now what should investors do? The investors business day-to-day duties replies are to happen person to assist you assist yourself. Not to do your determinations for you, but to assist you in making your investment determinations and to help educate you as to the how and why.

You need to travel more than involved, and the first measure in the engagement procedure is education.

Education is the cardinal to successful investing for the individual investor in the market of the future.

All of us who set in the stock market cognize that there are three possible results after we do a stock purchase.

First, the stock tin travel up and this is generally a good outcome.

Second, the pillory can travel down and this is usually a bad outcome.

Third, the stock can travel nowhere - which is also generally a bad outcome.

It is bad because not only could you have got got got put that money to utilize in something with less hazard that mightiness have produced a return, but you also incurred committee costs on the manner in and out which added to your loss.

So, we see that there are three things that can travel on when you take on a new stock position, and two of them are bad.

Now, what if we state you that by employing a certain strategy correctly, you can better your opportunities dramatically?

Instead of having two of three scenarios possibly go wrong, you would have two of three scenarios that could go right. And, the 3rd scenario, the bad one, wouldn’t be nearly as bad.

It can go on by using just 1 of the many strategies involving teaming pillory with options.

Sound interesting?

Great, but let’s begin at the beginning and the first investors business day-to-day duty is to construct a solid foundation first.

I’m certain you’ve heard the intimidating statistics that lone 1 out of every 5 businesses do it to their 5th year. But make you cognize why this is true?

While I can only speculate, I have got heard 1 of the biggest grounds for business bankruptcy is taxes.

The problem is a cyclic one. The proprietor starts making money manus over fist, and of course, passes it just as quickly. Money come ups in and travels right back out. Sure, putting money back into your business is necessary, but you must manage your disbursement wisely.

Remember, the U.S. authorities takes about one-quarter to one-third of our income. Plant that firmly in your mind! As a self-employed individual life in the U.S., it will probably be near to one-third. So it might be best to just put aside one-third of your income for the tax man. If it turns out it’s A small less, then you’ll have got some extra cash.

In other countries, this number may actually travel up to as much as one-half to two-thirds of your sum income. Isn’t that why we all love socialist economies?

All jesting aside, the point is, if you pass everything you have, you will not be able to pay your taxes come up tax time. Obviously, you don’t desire to get yourself in the place where you owe $10,000 or more than (especially if you already spent your profits) all at once.

The best manner to avoid this frightening state of affairs is to distribute your tax payments out. Monthly is best, but quarterly is a great start. A good accountant will be able to assist you gauge what to pay based on what you’re earning. That way, your taxes are distribute out evenly throughout the year.

So retrieve to factor in your taxes into your overall financial state of affairs before it’s too late!

Here finally a business directory with the needs of businessman in mind. Businessmen can do with less clutter and a little more ease. Keeping this in mind easy2source.com makes the tedious task of searching for appropriate results an absolutely easy task.

Make a demand on the search engine and be amply rewarded with the most satisfying results. Look for a supplier of a certain product or vice-versa and find a choice of the choicest to choose from. Here finally an easy to search and find business directory with the needs of time management kept in mind.

Netlink Solutions India Limited requests your pleasure to be part of a co-venture. A venture of a Business to search for information, and the venture of Netlink Solutions India Limited to provide the information via easy2source.com with no occurrences by co-incidence. Compiled and put together over a period of years by a specialist team, with every search engine algorithm in place, and with the choicest associates registered, information acquired here speaks volumes for the venture.

Listed on the Mumbai Stock Exchange, with a market capitalization of over Rupees 100 million, Netlink Solutions India Limited has synergetic divisions. The divisions namely, Gifts & Accessories Magazine, Aditya Infotech, and gnaol.com along with easy2source.com form an enviable combination of information providing entities.

In the world of today the need of information spurs the energies of easy2source.com. Armed with an arsenal of formidable techniques to make information available at the fingertips of an information seeker, easy2souce.com makes an invitation that cannot be turned down to a systematic collection of information. Here finally with every click kept in mind, a directory of a business, for a business, by a business.

Satisfy your self-seeking ways.

Many home-based businesses are either sole proprietor or a general partnership. These are simplified methods of developing a business and can often allow the greatest flexibility in startup and business termination.

With a sole proprietor business you are the single business owner paying all taxes at years end. You will likely be required to obtain a business license and applicable permits.

With a general partnership a partnership agreement is generally developed. The partnership is dissolved when one party wishes to end their stake in the business. This type of business is developed when either two friends wish to start a business together or two family members. There are also limited partnerships, corporations and limited liability companies that can be developed, but for the sake of this article we will key in on the simplest forms of business ownership.

With most online business that operates as a home-based business there is not the need for an in-home showroom or customer visitation. In fact, many municipalities and or covenant communities do not allow the sale of items through a more traditional home-based business where items are actually sold out of the home to visiting customers.

Should your home-based business receive in-home business you would likely need to look at purchasing business insurance. Most homeowner policies will not cover loss if it is determined the loss was actually related to a business visit or transaction.

The income produced from a home-based online business is considered taxable under self-employment standards in the United States. This means that you will be responsible to manage the tax liability on your income. As mentioned above this can be managed when your yearly taxes are prepared. If you have a net income that exceeds $400, self-employment taxes will need to be paid. You should also know that the Internal Revenue Service pays particular attention to home office deductions so be sure you follow all guidelines if you claim your home office as a deduction in your home-based business because some things are deductible while others are not.

You should also make sure to keep very good records of all profit and loss. You can work with an accountant to discover the specific deductions you can claim on the business you have chosen to operate.

Tax time will be a bit more stressful with additional forms to fill out and information to have on hand, but this is a small price to pay for using your skills in the development of a home-based business.

Business Plans written with the primary purpose of presenting the company to outsiders differ in format and presentation from a business plan developed as a management tool. While it would benefit the company and management to go through the efforts necessary to establish goals, objectives, strategies and action plans defined near the end of this chapter, outsiders unfamiliar with not only the company, but also possibly the industry and products require a different presentation, with an emphasis on selling the reader on the attributes of the company. A plan for strictly internal use is geared more toward defining specific, measurable performance targets and assigns responsibility for reaching those targets.

The business plan document is often the first exposure an investor has to a company seeking financing, often even before talking to the entrepreneur on the phone or having a meeting. Because it makes the critical "first impression" for the company, a poorly prepared plan can be a reason for an investor to decline on the investment, and not take the time to ask for more information. While we all hear of stories about deals that were scratched out on the back of an envelope, after a brief meeting between a savvy entrepreneur and a multi-millionaire, the truth is: no business plan equals no capital.

The business plan template below can be used for an established company or for a start-up. Obviously a start-up company may not have an historical background, or the previous years' financial information. There also may be some gaps in the management team as well.

*******************************************

YOUR BUSINESS PLAN

Below is an outline of each segment of a business plan developed for presentation to potential investors or lenders.

EXECUTIVE SUMMARY


HISTORICAL PERSPECTIVE


ECONOMIC AND INDUSTRY ENVIRONMENT


PROFILE OF THE BUSINESS


Business Model


The Product


The Market


Competitive Environment


Marketing


Management, Operations, Production, and Facilities


Current Ownership


Strengths, Weaknesses, Risks, and Opportunities


STRUCTURE OF THE TRANSACTION


FINANCIAL SECTION


APPENDIX

Do You Know that Small Business Grants Can be Waiting for You Almost 'Round the Corner'?

We are living in the times when governments understand the value of small businesses for the global economy. Small businesses are the pushers and testing grounds for new trends, they provide lots of jobs for the masses, they make any society more stable and happy. So governments have created special funds, programs, associations to provide government grants for small business.

You can be surprised to find out that there are so many types of grants that you can be missing and that can help you out almost instantly - minority small business grants, small business grants for woman, federal grants for small business, business start up grants and even free small business grants. All these types of grants act as a real proof that they really help many small businesses to succeed.

There are two typical issues about getting small business grants.

(1) WHERE to Get Small Business Grants.

Start with doing local search for 'small business grants', 'small business bank loans', 'venture funds' and 'angel investors'. This will give you a pretty big list of places to apply for help.

If you are in the USA - there are some majors that provide this type of financial assistance - for example, Small Business Administration (SBA) that has many departments that fit all possible types of businesses or help. It can also be wise to check the catalogue of Federal Domestic Assistance - there you can find many good places to apply for the grants.

For businesses outside US there is also a way to succeed. Government, public or private organizations in your country must be giving some help to new small businesses within the framework of these institutions:

- economic development programs, funds, departments, opportunities, initiatives; - banks (usually they have special small business loans and programs); - venture funds, companies, firms; - credit partnerships; - angel investors (this type of business got very popular recently).

The list is big, but it means that you do not need to trust one business grant opportunity. The more opportunities, the better for you!

(2) HOW to Get Small Business Grants.

There is no magic formula to safe getting of grants.

But you can increase your chances using these simple tips.

Build a good business plan. Surely you are starting your business with some plan, but here you need to be very convincing, well-prepared to any questions. People who read this plan must understand and feel that the only element necessary for your success is the money, the grant.

Keep in good contact with your grant agent (manager, officer, anyone who is in charge of all details). Don't be a pusher, but make sure that you are in control of the situation. A lot will depend upon this person, maybe not the final decision, but a lot. Make sure he/she can reach you at any moment. And would be great if you have his/her contact details, the more, the better.

Try to find someone who already got a grant from the institution or organization you apply to. If it is possible, find out all details before applying there: what problems this person had, what questions asked, what impressed the grant givers, etc.

And the last advice, if in one place it did not work, don't give up. You can either appeal or try another place.

Only those who knock at the door can see it open.

Has this ever happened to you? You drive thirty to forty-five minutes to get to your first appointment. You arrive at a prospective client's office and the CEO is not there! What about this situation? You are scheduled to talk with the president of a company that is exactly fits your target market. Unfortunately, your appointment abruptly ends after only fifteen minutes. You thought that you had an hour! Your first meeting begins twenty minutes late due to phone call taken before your scheduled meeting with the vice-president. How would you feel after these appointments?

Of course, these situations never happen with you or your sales people! Right? If you want to find a way to reduce expenses, consider using technology to connect with prospects. This is a great alternative sales solution! You can reduce your transportation and travel costs by conducting online presentations to complete first call interviews.

Why not conduct an online meeting? You can use Citrix Go-To-Meeting technology. There is also a Webex application that you can use and perhaps other software. Large, mid-size and small companies use inside sales personnel to get new business successfully. You can too! Realistically, do you really expect to pick up the check and complete the sale on the first appointment?

Does it make good sense to travel just to meet them for the first time? Your first meeting should be used is to better understand your prospect's needs, concerns and challenges. It is not to offer your solution after a few minutes of rapport building. The Internal Revenue Service (IRS) allows an expense of 40 cents per mile traveled by automobile. Does it make financial sense to see every prospect face to face?

Instead of spending two to three hours in traffic every day, why not reduce your travel costs by using online presentations? You could realistically save at least four to six hours per week! What would you do with an extra four to six hours each week?

Using online technology not only reduces costs, but also it can generate more business! By using online presentations, you can personally connect, talk and engage more people! The more people you talk with, the more potential for business! You do not have to see somebody to do business. Why do you have to have an initial face-to-face meeting to start a business relationship? It is not uncommon that I have four, five or six meetings in one day --- without leaving my office! Can you get the same productivity driving in your car?

Of course this means that you have to have excellent communication and superb sales skills, great presentation materials to convey the right message. Also, your prospect must be comfortable with this new technology. Additionally, you must be well prepared and trained. Yes, this means that you and your employees must learn a new skill and adopt a new sales technology tool.

There are other advantages to using online presentations as sales tool:

1 Creates a visual picture to reinforce your value proposition


2 Provides a guideline and helps to set the agenda for the first appointment


3 Elevates your status with your prospect by using state-of-the-art-technology


4 Allows you to become a better time manager and dedicate more time to work on your business


5 Spend more quality time with your best prospects


6 Commit more time to you and your company employees' own education and training


7 Improves more productivity and efficiency by scheduling daily and weekly activities


8 Promotes more personal time for individual needs and to spend with family and friends


9 Allows more time to handle necessary administrative duties and responsibilities


10 Reduces the wear and tear of company automobiles


11 Reduces gasoline costs


12 Reduces the impact on the environment due reduced use of company automobiles


13 Increase your profit margin by lowering your company expenses

Does it work? What is the bottom line? Well, my profit margin is a healthy sixty percent! This means that for every dollar that my company collects, I keep sixty cents as profit! Additionally, I have able to expand my business nationally! I have clients in Georgia, Colorado, Florida, New York and North Carolina. Some of my clients, I have never met! I conduct most of my meetings online versus face-to-face. Yes, it works for me! And, it can work for you too! Go digital now!