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Everybody is riding the Wall Street Roller coaster. Even if you are not invested, the newspaper headlines shout out one word: PANIC!

It's hard not to fall in in the panicking. The Panic Crowd looks to be having all the merriment these days. But they don't have got all the happiness. You see, it's true up what your female parent told you: money doesn't purchase happiness, at least not for most people. But the deficiency of money makes purchase pure misery.

Did you ever inquire why so many office towers have got fusion-sealed, micron-proof windows to maintain office workers safe from any color of fresh air? It have to make with the stock market. During The Great Depression, just too many brokers were jumping out of windows. This enraged a state of vengeful investors, who demanded to kill their brokers personally. So henceforth all windows were sealed.

(The good intelligence is that by the clip the windows were sealed, The Great Depression had ended, so there have got been very few reported cases of enraged investors killing their brokers. However, there have got been respective incidents of "office air asphyxiation syndrome" -- but that's another issue for another column.)

Oh no! Not another Top Ten list!

Here are The Happy Guy's Top Ten Tips for Staying Sane While Wall Street Crashes Around You:

Don't panic. Enough people are doing that already; you're needed elsewhere.

Don't fall in the Panic Crowd. They are NOT having more than fun, they just move that manner to attract new members fold. Misery loves company.

Take inventory. Bash you have got the basic necessities? If so, you are OK. When they come up to take away your telecasting distant control, then panic.

Smile at your neighbor. A smile lifts everybody's spirits, but most of all your own.

Remember the Great Depression. It sucked, but people survived. It's amazing how many non-essentials we take for granted. Rent a film about the 1930s, sit down back, and laughter about how much better our depression is going to be.

Learn a new skill. In hard times, it pays to be very, very employable. And you may even be lucky adequate to have got two jobs. Oh, wait. That's our problem now.

Start economy now. Then when the underside falls out, at least you'll have got something to dwell on for three-and-a-half weeks.

Start disbursement now. It's folks like you, saving all your money instead of disbursement it, that are killing the economy.

Stop hearing to people telling you to salvage or to spend. In fact, halt hearing to intelligence about the markets. It's just too depressing.

Ignore top 10 lists. They are manner too gimmicky and seldom give any truly utile information (except for this one, of course!)

There you have got it. The Happy Guy's Top Ten Tips for Staying Sane While Wall Street Crashes Around You. All the advice your female parent didn't state you about financial markets, and more than importantly, about keeping happy while others suffer. The underside line is don't panic, don't put all your emotions where your money is invested, and focusing on what really matters.